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Take ownership of your personal finances

Track spending across every area of your life. Understand your net worth. Get AI-powered insights every week. Built for real people, not spreadsheets.

30-day free trial
Works in any currency
Set up in under 2 minutes
Dashboard
Transactions
Analytics
Settings
Fundamentals
Fun
Future & Investing
Debt
💎 Net Worth
March 2026
+ Add Transaction
Income
36 902
Expenses
23 131
Save/Invest
7 300
Net
13 771
Financial Overview
Savings Rate
19.8%
Target: ≥20%
Fun Ratio
11.2%
Target: ≤13%
Burn Rate
62.7%
Target: ≤67%
Category Budgets
Groceries3 937 / 4 500
Eating Out712 / 1 000
Car Costs1 755 / 2 000
5+
Spending groups
100%
Free to start
AI
Weekly insights
FIRE
Independence calculator
Features

Everything you need to manage money better

From daily budgeting to long-term wealth tracking — all in one clean, simple interface.

📊
Smart Dashboard

See your income, expenses, savings rate, and burn rate at a glance. Monthly and overall views let you zoom in or out whenever you need.

💰
Category Budgets

Set budgets for each spending category. Color-coded progress bars show exactly where you stand, with daily spend rates to keep you on track.

📈
Analytics & Trends

Dig into group trends, compare spending across periods, and use the category trend analyzer to spot patterns over 3m, 6m, or 1 year.

🔄
Recurring Transactions

Track subscriptions and bills automatically. See upcoming payments before they hit, so there are never any surprises at the end of the month.

📥
Bank Import

Import transactions directly from CSV or PDF bank exports. We parse and categorize them automatically to save you time.

🏠
Household Sharing

Invite your partner with a simple code. Share finances, split expenses, and work toward common goals together — no spreadsheets needed.

Spending Groups

Organize spending the way your life actually works

Most budgeting apps lump everything together. NextPlay FinTrack lets you organize transactions into life groups — Fundamentals, Fun, Future & Investing, Business, and Debt — so you always know where your money is going and why.

🏠
Fundamentals
Rent, groceries, utilities
54 566 NOK
📈
Future & Investing
Savings, investments
29 272 NOK
🎉
Fun
Dining out, entertainment
8 101 NOK
💳
Debt
Loans, credit cards
5 322 NOK
💼
Business
Work expenses, tools
2 081 NOK
💎
Net Worth
Your total net worth
PREMIUM
Assets
365 859
Liabilities
416 895
Net Worth Over Time
Asset Allocation
Investments 43%
Bank Deposits 26%
Cash 16%
Other 10%
Real Estate 3%
Net Worth · Premium

See the full picture, not just your balance

Net worth is more than what's in your bank account. Track assets and liabilities across investments, real estate, cash, and debt — then watch it grow over time with snapshots.

Assets: investments, cash, real estate, hard metals
Liabilities: loans, credit cards, mortgages
Historical snapshots to track progress
Asset allocation breakdown with visual chart
Liquidity & emergency fund status
Debt freedom calculator
AI Weekly Insights

Your finances, explained every week

Instead of staring at numbers, get a plain-English summary of how your month is going — with specific, actionable advice based on your actual data.

Weekly summary of your spending patterns and progress
Alerts when you're spending faster than your pace allows
Personalized tips to hit your savings rate target
Highlights unusual charges or budget overruns automatically
FinTrack AI
● Weekly insight ready
Week 13
💡
You're in a solid position with a 19.8% savings rate — nearly hitting your 20% target. Your major fixed costs are well-managed. Keep an eye on Fun categories to stay on track for your 7 300 NOK investing goal.
E
Why is my burn rate at 62.7%?
Your burn rate reflects that 62.7% of income goes to essential spending. The 3 067 NOK spent on Hotels this month pushed it slightly above your usual pace. Without that, you'd be at ~59%. You're still comfortably under your 67% target. 👍
Financial Independence

How far are you from financial freedom?

The FIRE calculator takes your actual savings and expenses to estimate when you'll reach financial independence — and shows you exactly how adjusting your savings rate moves that date.

At 10 years
2.3M
At 20 years
7.0M
FIRE target (25×)
7.2M
Monthly savings
13 471
~21
years to financial independence
FIRE target
0y10y20y30y
Pricing

One plan. Everything included.

Try it free for 30 days. Everything included from day one, for just $4.99/month after.

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of your finances?

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